Blocked Account and Student Insurance for
your stay in Germany
With BASTI you get all you need to get your German visa: Blocked Account, free incoming travel health insurance, public or private health insurance for enrolment and a German bank account with debit card.
- Accepted by all authorities
- Full Refund Promise
- Powered by CareConcept AG
Strong and renowned partners
BASTI is powered by the trusted health insurance provider Care Concept AG and cooperates with strong partners from banking and insurance.
Everything you need to start your journey in Germany
With BASTI blocked account you do not need to worry about your visa but can focus on what matters most – an enjoyable and benficial stay in Germany.
Accepted by all authorities
BASTI Blocked Account and health insurance coverage is accepted by German embassies and immigration offices.
Powered by CareConcept AG
Powered by one of the leading providers for international health insurance in Germany
Lowest fees in the market
Benefit from the lowest fees in the market with BASTI Blocked Account. There are no hidden costs along the way.
Full Refund Promise
Get your money back if your visa is rejected. We do not charge you any hidden fees.
Multilingual Support
Get help in your language. Our team speaks several languages like English, German, Chinese, Russian and Spanish.
German Bank Account included
Receive a bank account with German IBAN and debit card for cash withdrawal and shopping
All you need for your German visa — and much more
Be prepared for your visa appointment: With a BASTI plan you get an all-inclusive-package to get your visa: blocked account, incoming health insurance and public health insurance for enrolment. But that’s not all:
- Save money with the lowest blocked account fees in the market
- Get extra protection with our liability and accident insurance
- Withdraw cash and shop online with your debit card
- Choose between two public health insurance plans with cashback or extra benefits
Choose your perfect plan
We offer different plans for students under 30. Get your perfect plan for your needs in Germany.
BASTI Basic
BASTI Smart
BASTI Premium
BASTI Basic
BASTI Smart
BASTI Basic
BASTI Smart
BASTI Premium
BASTI Basic
BASTI Smart
BASTI Premium
BASTI Basic
BASTI Smart
See how we stand out
Compare our blocked account service with other providers and see the benefits you get when choosing BASTI.
| Features | BastiOur Blocked Account and Insurance Service | Other ProvidersBlocked Account Providers |
|---|---|---|
| Accepted by Authorities | ||
| Full refund Guarantee | ||
| Multilingual Support | ||
| Bank Account included | Different | |
| Accident & Liability Insurance included | ||
| Free Incoming Travel Insurance worth up to | 180 days | 90 days |
| Monthly Fee | € 4.90 | € 5.00 - € 9.90 |
| Set-up Fee | € 65.00 | € 89.00 - € 159.00 |
Your Future in Germany starts here
- Accepted by German authorities
- Full Refund Promise
- Powered by CareConcept AG
Your journey to Germany made simple
See the five steps to get your Blocked Account & Student Insurance.
- Full Refund Promise
- Free Incoming Travel Insurance
- Liability & Accident Insurance included
Choose plan
Choose the right plan for your stay in Germany, fill in our online form and register for your online banking and online insurance portal.
Transfer funds
Transfer the funds to the IBAN you'll find in your online banking account. As soon as the funds arrived, you’ll get your confirmation and you can download your incoming insurance policy.
Attend visa appointment
Get your visa approval with your blocked account confirmation and your incoming insurance policy.
Arrive in Germany
Identify online via WebIdent to activate your blocked account and bank account.
Settle in Germany
You now get your bank card and your public health insurance card. Enjoy your stay!
Frequently Asked Questions
Everything you need to know about opening your blocked account
What is a Blocked Account in Germany?
A Blocked Account in Germany (Sperrkonto) is a special bank account required for international students applying for a German student visa. It serves as official proof that you have sufficient financial resources to cover your living expenses during your studies in Germany.
The deposited amount is released in fixed monthly installments after your arrival in Germany.
How much money is required for a Blocked Account in Germany?
The required amount for a Blocked Account in Germany is determined by German authorities and reflects the official minimum living cost for international students.
The exact required amount may change annually. Applicants should always verify the current amount with the German embassy or consulate in their home country.
What happens if my visa application is rejected?
If your (student) visa application for Germany is rejected, you can cancel your blocked account. Once you have submitted the official rejection letter, your deposit will be refunded.
Is health insurance mandatory for a German student visa?
Yes. Health insurance for international students in Germany is mandatory for both visa approval and university enrolment.
Without valid health insurance coverage, your visa application and university registration cannot be completed.
What health insurance do I need to enter the country?
To enter Germany, travelers from third countries who require a visa must provide proof of valid health insurance coverage. If coverage in Germany only begins when you start your studies or training, a separate Incoming policy is required.
At BASTI, this is included free of charge for applicants who need it.
What type of health insurance do I need in Germany?
The required health insurance depends on your status:
- Before enrolment / language course: Private incoming insurance
- Enrolled students under 30 years of age: Statutory health insurance, such as DAK-Gesundheit
- Over 30 years of age: Usually private health insurance, such as Care Student
Choosing the correct insurance type is essential for visa compliance and enrolment eligibility.
BASTI offers not only the required blocked account but also the right health insurance coverage.
What is BASTI?
Many international students opt for combined service packages such as BASTI, which bundle
- Blocked Account Germany,
- Suitable health insurance in Germany
- Incoming policy (free of charge)
- liability and accident insurance.
This saves time and money and simplifies the visa application process.
What should I do after arriving in Germany?
After entering Germany, international students should:
- Register their address (Anmeldung) and obtain Tax ID
- Activate their blocked account
- Apply for a residence permit
- Enroll at their university
Completing these steps ensures legal residence and smooth access to monthly blocked funds.